The VA Home loan is a unique loan program unlike any other. We are on a mission to dispel myths that stop Veterans from using the 0% down loan benefit that they have earned by serving our country. Here are some of the services we offer: ** Certificate of Eligibility Retrieval Services. ** VA Purchase loans (Zero down purchase loans for qualifying Veterans). ** VA Jumbo Loans (Many lenders will cap the maximum VA loan at the conventional loan limits. We loan up to $1.5 Million + to qualifying Veterans. No down payment required). ** VA Interest Rate Reduction Refinance Loans (A VA IRRRL is a streamlined refinance used to refinance one VA mortgage into another. With it, you get a lower rate, a lower payment, or both. No appraisal or income documentation is required). ** VA Cashout Refinances (VA offers a cash-out refinance, allowing you to finance up to 90% of your property value. It can be used to pay off any type of mortgage including VA, FHA, Conventional, 2nd mortgages. Frequently also used for debt consolidation, home renovations, and more). ** VA Construction-To-Perm OTC Loans (Benchmark offers qualifying Veterans and VA experienced builders to partner by offering a construction loan that converts to long-term financing at the end of construction). ** VA Educational Classes (We offer free classes to both Veterans and Real Estate Agents to help dispel the myths associated with VA home loan).